Let Kelly Real Estate Services Inc. take care of your appraisal needsEvery year, thousands of people in Illinois purchase, sell or refinance their home. A lot of these transactions contain a simple line item for an appraisal. Nearly all lenders still call for a local expert because the stakes are so high, even though there are a developing number of automated home valuation methods that might appear more cost-effective than an appraisal. Is getting a mortgage the only reason to get an appraisal? Are there additional cases when the services of a certified, independent real estate professional could be helpful? Absolutely. 
Challenge your tax assessment in Maricopa CountyIt's probable you're paying too much in property taxes if you live in an area where property values have depreciated. Property taxes are determined by a past assessment of your home, so if values are less than what they used to be in your neighborhood, you can appeal your assessment and save money. An appraisal from Kelly Real Estate Services Inc. is your best evidence when building your case. At Kelly Real Estate Services Inc., we're equipped to assist you in appealing your tax assessment. Get rid of PMI to lower your mortgage paymentWhen the amount being loaned to the homebuyeris more than 80% of the actual value of the home, nearly all lenders ask buyers to buy this added insurance plan. That policy is Private Mortgage Insurance, or PMI. This extra payment is often lumped into the monthly mortgage payment and is soon forgotten. This is unfavorable because PMI isn't required when the remaining balance of the loan - whether through market appreciation or principal pay down - goes below the 80% level. In fact, the Homeowners Protection Act (HPA) of 1998 was passed by the United States Congress requiring lenders to dismiss the PMI installments when the loan-to-value ratio conditions have been met. If you'd like to get rid of PMI, Kelly Real Estate Services Inc. will give you a statement regarding the value of your home. The expense of the home valuation can usually be offset in little time because you'll no longer be paying the PMI. Order your appraisal from Kelly Real Estate Services Inc. today Order todayGet a clear valuation on a home take make a divorce settlement less stressfulA divorce is a particularly daunting ordeal for the parties involved, and it is often even more complicated by the difficult decision of who gets the house. Regardless of the situation, it's a good idea to order an appraisal from Kelly Real Estate Services Inc. so both parties are fully aware of the true market value of their house. The parties will have a better idea of what price to set, if they need to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've gotten a fair evaluation. Accurate and fair estate liquidationLosing a loved one is a hard time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Fair Market Value for the residential property involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, guaranteeing the utmost degree of discretion. Most Americans don't have dedicated estate planners or executors to manage these affairs, unlike wealthier individuals. And seeing that a home or other property often makes up an unequal share of the total estate value, understanding the true worth of the real estate at hand is of essential importance to ensuring disputing parties leave knowing they've received an honest deal. Move to or from Maricopa County through an employee relocation programEmployee relocation is a stressful event, and we understand. That's why we take great care in setting up an accommodating appointment time for the appraisal inspection. We encourage relocating employees to provide remarks on the positive features of their property, along with information regarding any current sales or listings in their area that they want considered during our thorough inspection. Sell your home promptly — at an accurate priceA professional appraisal will help you make a better educated decision regarding your selling price, whether you want to sell your home on your own or with the help of a real estate agent. Apart from a real estate agent, an appraiser has no vested interest in what price the house sells for. Our fees rest on our efforts to complete the appraisal report and not a percentage of the sales price. On a daily basis, we determine the difference in value items like an additional bathroom or a kitchen remodel can make. And we're experts in knowing how long propertiesare on the market. So, getting a professional appraisal is a reliable way to determine what improvements will add value and what a suitable sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time. 
|